Debt Settlement
At Creative Management Solutions (CMS), we don’t talk about results, we deliver them. We’re a team of elite professionals specializing in credit repair and building, debt negotiation and consolidation, and loan and funding solutions all under one trusted roof.
Debt Settlement
At Creative Management Solutions (CMS), we don’t talk about results, we deliver them. We’re a team of elite professionals specializing in credit repair and building, debt negotiation and consolidation, and loan and funding solutions all under one trusted roof. At Creative Management Solutions (CMS), we don’t talk about results, we deliver them. We’re a team of elite professionals specializing in credit repair and building, debt negotiation and consolidation, and loan and funding solutions all under one trusted roof. Solutions (CMS), we don’t talk about results, we deliver them. We’re a team of elite professionals specializing in credit repair and building, debt negotiation and consolidation, and loan and funding solutions all under one trusted roof.
Founder & CEO
“Experience, transparency, professionalism, and technology that’s the winning formula. We built this system not only to provide fast, accurate answers, but to give you the confidence that you’re truly in the best hands.”
Straight from our clients. Unfiltered.
17 years of experience
Over 7,000 clients served



Whatever your financial challenge, we’ll help you turn it around
Credit Solutions
- Personal & Business credit repair
- Build credit / Aged trade lines
- Obtain zero APR credit cards
- ID Theft recovery
- Personal credit monitoring
- Annual Credit Protection
- VIP Credit structuring
Financial Solutions

- Term loans with/out docs
- Lines of Credit
- 12-18 Months Zero APR Loans
- SBA Loans
- Bridge loans
- Construction loans
- MCA Loans / Next day funding
- Term loans with/out docs
- Lines of Credit
- 12-18 Months Zero APR Loans
- SBA Loans
- Bridge loans
- Construction loans
- MCA Loans / Next day funding
Financial Solutions
Debt Settlement
- Credit cards
- Build credit / Aged trade lines
- Judgment accounts
- Medical
- SBA / MCA loans
- Personalized debt recovery programs.
- Debt consolidation